Who we are

About us

We are a state licensed Microfinance Bank, providing financial services to Micro, Small and Medium Enterprises (MSME) as well as individuals since October 2nd 2008.

Our Vision

To build a unique micro-finance services organisation focused at providing creative solutions to the business problems of Micro, Small and Medium enterprises

Our Mission

To provide micro finance services in a professionally unique manner and so create wealth for our customers, employees & shareholders

Core values


We shall do all things right and be guided by best practices at all times

Team work
The interest of the team shall override that of individual at all times and information sharing will run through the organization
Passion for service
Our service orientation shall be inspired by a passion for our customers
We shall be a learning organization and supporting programme of continuous learning
We shall be transparent in all our operational dealings and decision making process
We can be trusted for every commitment that we make

Our Philosophy

Our corporate philosophy is preserved in the commonality of purpose of all stakeholders of HASAL and is best expressed in our vision and mission statements with evident manifestation in a set of core values. Our business success has been built on these values.

Corporate Goals

Our goal is to be the preferred partner on poverty alleviation schemes both locally and at international levels, driving Responsible Inclusive Finance at the grass roots as well as SME financing to support private sector development.


Hasal started operation as a fully licensed state MFB in Abuja
Oct 2008
Launch of HASUSU savings product, the flagship product of the Bank
Feb 2009
First MFB to integrate into Interswitch network & commenced the issuance of debit cards
June 2010
First HASUSU million promo with the Bank giving out N1m per quarter plus other prizes
Sept 2010
HASAL receives innovative grant & technical assistance from EFinA for its branchless banking project
July 2011
First MFB to introduce Point of Collection (POC) terminals for savings mobilisation in rural areas
Dec 2011
Received grant from IPA (Innovation for poverty action) in collaboration with Yale university for new savings product
Mar 2012
HASAL endorses smart campaign principles
Dec 2012
HASAL launches project crest, a TQM project that promotes excellent service delivery
Feb 2013
HASAL launches its social performance management unit to drive responsible inclusive finance Bank wide
Dec 2015
Migration to Orbit R banking application in order to upscale eBanking services
Feb 2016
HASAL connects to NIBBSS platform for improved automated processing, settlement & fund transfer
Sept 2016

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