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  • At HASAL Microfinance Bank, we see Financial Inclusion as the reason we exist and we shall continue to partner with relevant stakeholders to support and advance the quest for wealth creation for Micro, Small and Medium Enterprises as well as poor households.

    We have partnered with OIKO credit in financing individuals, families and businesses at the very micro level.

    In partnership with InterSwitch, HASAL is the first MFB in Nigeria with an exclusive Electronic Access Point as well as the first to launch Point of Collection (POC) terminals. Through the collaboration, we are making branchless banking available in rural communities through the use of our ATM, POS, POC and Mobile payment channels.

    IPA demonstrated support and partnership for new micro product launch. HASAL is a beneficiary of IPA grant for new micro-product launch

    The HASAL Institute for Microfinance Banks (HIMS Academy) was developed in partnership with the bank, to first and foremost develop the capacity of our employees in delivery of responsible and sustainable microfinance services to clients as well as enhance capacities in other microfinance institutions within the National Association of Microfinance Banks (NAMB). Our goal is to support an industry of efficient practitioners whose ultimate goal is to improve lives, grow the economy and reduce poverty.

    We affirm to the smart campaign principle, which have been imbibed as part of our consumer protection policy to:

  • Ensure all our products are designed and delivered with our clients’ peculiar needs at heart
  • To enforce utmost due diligence so as to prevent over indebtedness
  • To be transparent in all our dealings with the client
  • Ensure our pricing is responsible and in line with international best practices
  • Drive fair and respectful treatment of our clients
  • Ensure privacy of clients’ data is protected at all times; and
  • Ensure efficient resolution of complaints as well as effective communication of our complaint resolution mechanism.
  • AFOS is currently our growth partner for Management and Organizational Development. Through a series of Management Trainee and Talent Pool programs aligned to accommodate and ensure a sustainable strategic growth and expansion pattern, the partnership is anchored around driving the core values and strategic direction of the bank with the aim of achieving efficiency that eventually translates into excellent service delivery to our clients.

    HASAL was an Innovative grant recipient for its branchless banking project which won us the most innovative MFI in 2012 by CitiBank & GBF (Growing Businesses Foundation).

    HASAL Partnered with FCT-MDG for on-lending scheme to rural unbanked individuals in Bwari, Amac and Gwagwalada Area Council of the FCT.