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  • Point of Collection

    With HASAL Point of Collection (PoC) terminals, we provide branchless banking services, bringing HASAL to the doorstep of our esteemed customers.

    It provides a convenient, stress-free and secured means of making cash deposits into your account with HASAL, providing instant SMS notification and transaction teller on the spot.

    So be it in your shop, market or office, you can deposit cash into your bank account through the POC.


  • No point visiting the bank everyday
  • Instant notification/credit alert
  • Reduce the risk of keeping huge cash
  • Makes banking easier and convenient
  • Point of Sales

    Our Point of Sale (PoS) terminals are located in merchant stores across Nigeria.

    It provides convenient, modern & efficient means of processing payment online real-time, allowing local debit cardholders make payment for goods and services in a retail environment.


  • Increase in sales as merchant have access to both cash and card-carrying customers. Value is credited to merchants’ account within 24 hours.
  • Reduces cost of personnel and equipment for handling cash receipts.
  • Reduces exposure to cash loss due to robbery or pilferage.
  • Eliminates inconveniences of cheque confirmation and clearing period.
  • Debit Card

    We are the first microfinance bank in Nigeria with its own Electronic Access Point .

    HASAL debit cards are directly connected to InterSwitch, ridding on ‘No Bank’s Back’.

    Our debit cards can be used on any ATM nationwide and make payments for goods & services on PoS terminals as well as online payments.

    ATM (Automated Teller Machine)

    Our ATM machines are located within our various regional office locations, offering easy access to cash 24/7 to every banked individual in Nigeria.

    It accepts all Nigerian banks’ debit cards.


  • Balance inquiries
  • Cash withdrawals
  • Funds transfer
  • Mobile phone airtime vending
  • Bills payment
  • Internet Banking

    Designed to achieve simplified on-line real time services, HASAL Internet Banking offers branchless banking that is limitless, convenient and personalized.

    Enjoy self-service and access to our products anytime, anywhere.


  • Allows 24/7 easyaccess to your personal accountfrom anywhere in the world.
  • Online real-time account monitoring
  • Conveniently conduct banking transactions from the comfort of your home/office.
  • Easy access to products& services available to you.
  • Effective,easier and convenient self-service.
  • Mobile Banking

    Our Mobile Banking App offers a smarter and even more convenient way to perform financial transactions remotely using mobile phones and devices.

    The Mobile App can be downloaded from BlackBerry App World on BlackBerry devices, from Google Play on Android devices, and App Store on iOS devices. This service is available to all our customers


  • Check balances and transaction details
  • Provides secure and convenient banking
  • Buy airtime (Airtel, Etisalat, Glo, MTN)
  • Pay bills (DStv, GoTV, Electricity bills, water bills etc.)
  • Convenient repayments for running loans
  • Transfer money (to/from other banks in Nigeria)
  • Internal funds transfer from your account to other accounts
  • To obtain your log in details for Mobile Banking, visit any HASAL Microfinance Bank branch or call the contact center on 08123941500, 08123941564